Process:
--------
1. Get credit report
2. Visit various new car dealerships and test drive the basic model cars. Find out:
- make, model, year
- financing (APR, term, monthly payment, is there any penelty for paying more each month then you're supposed to or for paying off in full anytime)
- extra dealer fees
- cost of extended warranty
3. Visit various used car dealerships and test drive some cars. Find out:
- make, model, year, ___VIN number___
- financing (APR, term, monthly payment, is there any penelty for paying more each month then you're supposed to or for paying off in full anytime)
- extra dealer fees
- whether or not the car is sold "as is"
- cost of extended warranty
4. If some of the new cars are somewhat reasonably priced, find out dealer information at carcostcanada.com. If not and there's some potential used cars, use their
VIN numbers to find information from carproof.com.
5. Investigate extended warrantys from third-parties, http://www.warrantydirect.ca/index.asp?url=cbtcanada.
6. Investigate financing from bank
7. Choose a car, potentially re-test drive some maybe, and then try to make an offer.
When buying car:
- know cost of car insurance for that car beforehand
- have credit score
- have cost of extended warranty from online
- have MSRP
- have cost at car at other dealerships?
- (used) do not buy car "as is", need at least 30 day warrenty and also extended warrenty from somebody
- possibly take dealer car loan to get rebate, but then immediately pay off in full using another car loan from another place with low APR
- get credit report
- make list of possible cars and prices (with VINs if possible)
http://newfoundlandusedcars.com/st_johns.htm
http://saveoncarsnl.ca/
http://www.edmunds.com/
Car requirements:
- 4 doors
- A/C
- Power door locks
Make Model Year Mileage Price Fual (c/h) VIN
-------------------------------------------------------------------------------------------------------------------------------
Kia Magentis 2004 129930 $4,500 http://saveoncarsnl.ca/cinventorydetails.asp?id=611&icat=Cars&imake=Kia
Toyota Echo 2005 158079 $4,700 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=588&icat=Cars&imake=Toyota
Toyota Corolla 2005 127163 $5,200 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=651&icat=Cars&imake=Toyota
Toyota Echo 2005 78583 $6,400 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=614&icat=Cars&imake=Toyota
Toyota Echo 2005 109683 $6,600 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=602&icat=Cars&imake=Toyota
Chevrolet Malibu 2005 93416 $7,200 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=653&icat=Cars&imake=Chevrolet
Chevrolet Colbalt 2006 62182 $7,600 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=665&icat=Cars&imake=Chevrolet
Chevrolet Malibu 2006 75056 $8,000 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=626&icat=Cars&imake=Chevrolet
Toyota Corolla 2005 80037 $8,200 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=634&icat=Cars&imake=Toyota
Mazda 3 2006 98772 $8,400 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=669&icat=Cars&imake=Mazda
Mazda 6 2005 104099 $8,800 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=672&icat=Cars&imake=Mazda
Mazda 6 2006 95626 $9,500 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=629&icat=Cars&imake=Mazda
Mazda 3 2006 91577 $9,500 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=671&icat=Cars&imake=Mazda
Mazda 3 Sport 2006 95135 $9,700 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=649&icat=Cars&imake=Mazda
Mazda 3 2007 93508 $11,600 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=646&icat=Cars&imake=Mazda
Mazda 6 Liftback 2006 85148 $12,900 http://www.saveoncarsnl.ca/cinventorydetails.asp?id=658&icat=Cars&imake=Mazda
Pontiac G5 2007 36716 $10,593 9.5/6.1 1G2AJ55F277373638 http://www.terranovamotors.com/used.php?s2=2&search.results_per_page=10&search.order=5&search.order.dir=1&s0=1&s1=1&search.page=1&vi=810621
Saturn Ion 2007 66705 $10,593 9.5/6.1 1G8AM15F97Z121265 http://www.terranovamotors.com/used.php?s2=2&search.results_per_page=10&search.order=5&search.order.dir=1&s0=1&s1=1&search.page=1&vi=856786
Pontiac G6 2006 61610 $10,593 10.6/6.8 1G2ZG558664235572 http://www.terranovamotors.com/used.php?s2=2&search.results_per_page=10&search.order=5&search.order.dir=1&s0=1&s1=1&search.page=1&vi=870956
Chevrolet Cobalt 2008 61220 $9,910 9.2/5.9 1G1AJ15F987306579 http://www.terranovamotors.com/used.php?s2=2&search.results_per_page=10&search.order=5&search.order.dir=1&s0=1&s1=1&search.page=1&vi=733621
Saturn Ion 2007 14450 $12,593 9.5/6.7 1G8AJ55F97Z124540 http://www.terranovamotors.com/used.php?s2=2&search.results_per_page=10&search.order=5&search.order.dir=1&s0=1&s1=1&search.page=2&vi=870973
Honda Civic 2005 79476 $9,988 http://www.cityautomart.ca/ddetails.php?id=161&idnum=369313&sort=4&vtype1=ALL&dealer1=161&make1=&model1=&_string=&Year1=1940&Year2=2011&kilometers=999&minprice=0&maxprice=999999&num=30&offset=0&altdir=1
Honda Civic 2006 90532 $11,498 http://www.cityautomart.ca/ddetails.php?id=161&idnum=369224&sort=4&vtype1=ALL&dealer1=161&make1=&model1=&_string=&Year1=1940&Year2=2011&kilometers=999&minprice=0&maxprice=999999&num=30&offset=0&altdir=1
Honda Civic 2008 74000 $14,988 http://www.cityautomart.ca/ddetails.php?id=161&idnum=400706&sort=4&vtype1=ALL&dealer1=161&make1=&model1=&_string=&Year1=1940&Year2=2011&kilometers=999&minprice=0&maxprice=999999&num=30&offset=0&altdir=1
Requirements:
- 4 doors
- A/C
- Power windows
- Power locks (keyless entry not required)
- aux input jack
Make Model Starting Price Configured Price
----------------------------------------------------------
Ford Fiesta $12,999 $14,949
Honda Fit $14,480 $15,780 7.1/5.5